Indian Policies

While DFIs are required to adhere to the average maturity criteria prescribed, namely, minimum of five years for loans more than USD 15 million equivalent and minimum three years for loans less than or equal to USD 15 million equivalent for their borrowing, they are permitted to on-lend at deferent maturities. They may also on-lend for project related Rupee expenditure. However, other financial intermediaries are required to adhere to the general ECB guidelines on maturity as well as end-use in their on-lending programmes.

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